Good news for portfolio landlords: Lenders still offering buy-to-let borrowers fixed mortgages at low rates

Portfolio Landlords Buy to let investment

If you’re thinking about adding to an existing buy-to-let portfolio in 2018, you’ll be pleased to hear that mortgage lenders are continuing to support landlords by offering low remortgage rates for fixed terms.

In September 2017, new rules were introduced by the Prudential Regulation Authority (PRA), stipulating that portfolio landlords, those who own four or more properties with mortgages, are subject to a stricter underwriting process by lenders, making it more difficult for landlords to get funding.

Despite a series of tough regulatory changes in the industry targeting portfolio landlords, its seems demand remains high for specialist, fixed-rate buy-to-let mortgages and lenders are offering landlords fixed term mortgages at low rates.

2017 was hailed as the year of remortgaging, when landlords capitalised on exceptionally low mortgage rates, and with lenders announcing rate cuts on fixed mortgage terms, 2018 looks like it will continue to serve the demand for buy-to-let mortgages.

If you are a landlord looking to extend a property portfolio in 2018 or get on the buy-to-let ladder and require mortgage assistance, we offer mortgage and protection advice tailored specifically for your individual circumstances and requirements.

Looking for property to invest in to add to your buy-to-let portfolio? Search our latest properties for sale now. 


There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage

Your property may be repossessed if you do not keep up repayments on your mortgage

There will be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1.5% but a typical fee is £499.

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